Posted by SussexMummy | Posted in Information, Sponsored Posts | Posted on 08-12-2014
Ah Christmas. Its the most wonderful time of the year. And its also one of the most expensive. The number of gifts that need buying seems to go up every year, and as parents we often get a little carried away when it comes of buying presents for our little ones. Add to that the numerous sales and special offer days that go on before Christmas where bargains are there to tempt us, and you’ve probably had your heating on more in the last couple of weeks in order to keep warm, and those piles of food, drinks and treats that you’re making sure you have in ready for the festive season. Plus all your usual household bills. It’s pretty terrifying really when you think about it. Hardly surprising therefore that around one million households don’t even OPEN their bills!
SO how do you manage your money during December? Do you save throughout the year? Do you have a strict budget that your stick to? Or are your reliant on credit cards? Have you ever thought about changing your bank account to make more money? No really. The 1-2-3 Current Account from Santander pays an impressive 3% on all balances above £3000. And they give you cashback on your household bills. Think how that would help you save for Christmas, or for a family holiday, or even a wedding.
I’ve always considered myself pretty happy with my own bank account, but I must say I’m looking into moving it across to Santander in the New Year. It’d be fascinating to see how much cashback we could earn in time for next Christmas. There’s a really handy online calculator on the Santander website where you can get a rough idea how much you could earn based on the cost of your household bills and how much you tend to have in your bank account. In just a few clicks you can work out approximately how much you could gain in terms of cashback and interest payments. I think I’ll be transferring my earnings into a separate account so I can keep track on it – the ideal starter for my Christmas 2015 savings.
What would you spend your cashback and interest earnings on?